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RETIREMENT PLANNING
SOLUTIONS FOR EVERY STAGE


Retirement means something different to everyone.  Whether you want to stop working all-together, or simply slow down, we'll help you build financial independence so you can have freedom and flexibility in the choices you make.

MORE THAN...
5 YEARS UNTIL RETIREMENT

Retirement is on your long-term horizon and your focus is on strategies that will help you accumulate wealth.  You want to maximize retirement accounts and savings, harness the growth potential of the financial markets, and minimize taxes along the way.

How we can help

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  • Develop a long-term, tax efficient investment strategy that will allow you to grow your wealth so you can meet your financial needs in retirement.

  • Based on your ideal retirement age we can project future portfolio values and estimate a savings rate that will help you achieve your retirement goals.

  • Maximize retirement savings through the various investment accounts available to you.

  • Optimize asset location by utilizing your taxable, tax-deferred and tax-free accounts.

LESS THAN...
5 YEARS UNTIL RETIREMENT

Now is the time to fine-tune your plan for the next phase of life – retirement.  With retirement on the near horizon, focus starts to shift to life after work and strategies should be put in place to maximize the odds of a successful retirement.  

​HOW WE CAN HELP

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  • Start to shift your portfolio to account for your closer proximity to retirement.  Focus on strategies that still provide growth but dampen volatility.

  • Explore what your retirement might look like - where you want to live, lifestyle choices, and how much it will cost to fund your ideal lifestyle.

  • Get a better handle on when you can retire and estimate projected retirement dates.

  • Estimate monthly income from assets, income sources and social security.

  • Optimize Social Security withdrawals and determine the best time to start drawing benefits.

  • Analyze pension options and determine the best payout strategy.

  • Start to explore Long Term Care, Medicare options and longevity insurance.

IN
RETIREMENT

You've worked hard all your life and now it's time to relax and live life on your terms.  Whether you have financial independence or you have concerns about your retirement, we can offer you the guidance you need to navigate the complexities of retirement.

​HOW WE CAN HELP

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  • Develop a retirement portfolio that provides you with the growth and income you need while also allowing you to sleep at night.

  • Utilize smart withdrawal strategies to determine how much you can safely withdraw from your investments and the most tax efficient manner in which to spend your assets.

  • Make sure your estate planning documents are in order such as trusts, wills, power of attorney and medical power of attorney.

  • Determine if you have the medical coverage and long term care coverage you need.

  • Create strategies for asset protection, gifting, charitable donations, and legacy planning.​

  • Managing your required minimum distribution (RMD) requirements.

TELL US WHAT STAGE YOU'RE IN, AND SEE HOW WE CAN HELP

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