Financial planning isn't just about investing money. It involves analyzing a family's or individual's financial life – helping to establish goals, defining needs, developing a plan of action, and coordinating the components of the plan to meet your objectives…financial peace of mind. The development, implementation, and periodic review of such a plan will be one of the keys to securing the financial future for you and your family. While every plan is unique to the individual, common components might include:

•  Cash flow management and budgeting
•  Retirement planning
•  Estate planning and preservation
•  Investment planning
•  Portfolio management
•  Insurance and risk management review
•  Education funding
•  Employee benefits planning
•  Matrimonial planning 
•  Elder and long-term care planning
•  Disaster planning